Ralph Ceballos, Author at Prestige Insurance Group

Smoke Shops

After a tropical storm stalls over Miami-Dade, a smoke shop in a Westchester strip center sits in several inches of…

Ralph CeballosSeptember 11, 2026

Smoke Shops

State inspectors walk into a Fort Lauderdale smoke shop on a weekday afternoon with a list. They pull the 7-OH…

Ralph CeballosSeptember 11, 2026

Smoke Shops

The back room of a Hialeah smoke shop holds three months of Delta-8 gummies, vape cartridges, and THCA flower, bought…

Ralph CeballosSeptember 11, 2026

Mold is restricted in three different places in an insurance program, and most property owners have only ever looked at…

Ralph CeballosSeptember 8, 2026

A water loss in Florida has a clock on it, and it is shorter than most people realise.Dried properly within…

Ralph CeballosSeptember 8, 2026

PEO Workers' Comp in Florida: What to Do When You Cannot Buy a PolicyA three-person security guard company calls for…

Ralph CeballosSeptember 8, 2026

Water is the most frequent large claim in Florida property insurance, and it is not close.Not wind. Not fire. Water…

Ralph CeballosSeptember 8, 2026

The deal was clean. Financing was in place, due diligence was closing out, and then the buyer's insurance quote came…

Ralph CeballosSeptember 7, 2026

When something goes wrong at an association, the board made the decision and the manager gets asked why they did…

Ralph CeballosSeptember 7, 2026

Insurance

A forty-room boutique hotel in Miami Beach and a forty-room Hampton Inn off the interstate are the same size and…

Ralph CeballosSeptember 2, 2026