Nightclub and bar

Miami nightlife is not one market. A rooftop lounge in Brickell, a converted warehouse in Wynwood, a beachfront club on…

A bar's most expensive uninsured loss is usually not a lawsuit. It is a week without power. The building is…

A bar owner in Wynwood signs a lease on a Tuesday and finds out on Wednesday that he cannot get…

Standard business interruption coverage requires physical damage to the property. That single requirement is why active assailant coverage exists, and…

Most bar owners can describe the claim they are afraid of. Fewer can describe what their policy would actually do…

Two bars a mile apart in Fort Lauderdale, similar size, similar sales. One pays roughly double. The difference is not…